BudgetAI Privacy Policy
1. Scope of the Privacy Protection Policy
The content of the privacy protection policy includes how this App handles personally identifiable information collected when you use the App's services. The privacy protection policy does not apply to external websites linked from this App, nor does it apply to personnel not entrusted or involved in the management of this App.
2. Methods of Collecting, Processing, and Using Personal Data
- When you download this App or use the services provided by this App, we will ask you to provide the necessary personal data based on the nature of the service. Your personal data will be processed and used within the scope of the specific purpose. Without your written consent, this App will not use personal data for other purposes.
- When you use interactive features such as service mailboxes or surveys, this App will retain the name, email address, contact information, and usage time you provide.
- During general connections, the server will automatically record relevant behaviors, including the IP address of your connecting device, usage time, operating system used, browsing and clicking records, etc., as a reference for improving App services. These records are for internal use only and will never be disclosed publicly.
- To provide accurate services, we will statistically analyze the collected content. The statistical data or explanatory text resulting from the analysis may be published as needed for internal research purposes, but it will not involve specific personal data.
3. Data Protection
- The hosts of this App are equipped with firewalls, antivirus systems, and other relevant information security equipment and necessary protective measures to safeguard the site and your personal data. Strict protective measures are in place, and only authorized personnel can access your personal data. All relevant personnel have signed confidentiality agreements, and those who violate confidentiality obligations will be subject to relevant legal penalties.
- If it is necessary to entrust other units to provide services due to business needs, this App will also strictly require them to comply with confidentiality obligations and take necessary inspection procedures to ensure compliance.
4. External Links on the Website
The web pages of this App provide links to other websites. You can click to enter other websites via the links provided by this App. However, the privacy protection policy of the linked websites does not apply to this App. You must refer to the privacy protection policies of the linked websites.
5. Policy on Sharing Personal Data with Third Parties
This App will never provide, exchange, rent, or sell any of your personal data to other individuals, groups, private enterprises, or public agencies, except where there is a legal basis or contractual obligation. The exceptions to the foregoing include, but are not limited to:
- With your written consent.
- Explicit legal provisions.
- To avoid danger to your life, body, freedom, or property.
- In cooperation with public agencies or academic research institutions, based on public interest for statistical or academic research, where the data has been processed or collected by the provider and cannot identify specific individuals.
- When your behavior in the App violates the terms of service or may harm or obstruct the rights of the App and other users or cause harm to anyone, the App management organization may disclose your personal data as necessary for identification, contact, or legal action.
- Beneficial to your rights.
- When this App entrusts vendors to assist in collecting, processing, or using your personal data, it will supervise and manage the vendors or individuals.
6. Amendments to the Privacy Protection Policy
The privacy protection policy of this App will be revised as needed.
7. Attribution
- Icons used in this App are provided by various authors from www.flaticon.com. Specifically:
- "Icons made by smashingstocks perfect, wanicon, mangsaabguru, Freepik, iconixar, justicon, Icon Place, AmethysDesign, ranksol graphics, fancyKeith graphics, murmur graphics from www.flaticon.com"
8. Provision and Use of Paid Content
- The payment services used by this App are provided by third-party service providers. By subscribing to or purchasing products through such payment services, users of this App are deemed to have thoroughly reviewed and agreed to the relevant terms and conditions provided by the payment service providers. If a user makes a purchase using a credit card, the transaction information will be recorded by the payment service provider. Therefore, the App does not bear any warranty or responsibility for any performance issues, service quality problems, or payment disputes arising from said third-party payment services.
- When a user of this App intends to purchase a subscription plan or course plan, and confirms the product information on the checkout page, clicking “Confirm Payment” signifies the user’s consent to make the purchase and agreement to use electronic documents as a means of expression. The contract is thus established and becomes effective.
- Neither this App nor any authorized persons of this App provide any guarantees regarding any individuals, legal entities, or other organizations encountered during the use of this service, including but not limited to the completion, delivery, or provision of digital or physical content, or any terms, conditions, warranties, or guarantees unrelated to this App and its services.
9. You can submit your questions at this link.
一、隱私權保護政策的適用範圍
隱私權保護政策內容，包括本App如何處理在您使用App服務時收集到的個人識別資料。隱私權保護政策不適用於本App以外的相關連結外部網頁，也不適用於非本App所委託或參與管理的人員。
二、個人資料的蒐集、處理及利用管道
- 當您下載本App或使用本App所提供之功能服務時，我們將視該服務功能性質，請您提供必要的個人資料，並在該特定目的範圍內處理及利用您的個人資料； 非經您書面同意，本App不會將個人資料用於其他用途。
- 本App在您使用服務信箱、問卷調查等互動性功能時，會保留您所提供的姓名、電子郵寄地址、聯絡方式及使用時間等。
- 於一般連線時，伺服器會自行記錄相關行徑，包括您使用連線設備的IP位址、使用時間、使用的作業系統、瀏覽及點選資料記錄等，做為我們增進App服務的參考依據，此記錄為內部應用，决不對外公佈。
- 為提供精確的服務，我們會將收集的內容進行統計與分析，分析結果之統計資料或說明文字呈現， 除供內部研究外，我們會視需要公佈統計資料及說明文字，但不涉及特定個人之資料。
三、資料之保護
- 本App主機均設有防火牆、防毒系統等相關的各項資訊安全設備及必要的安全防護措施，加以保護網站及您的個人資料採用嚴格的保護措施， 只由經過授權的人員才能接觸您的個人資料，相關處理人員皆簽有保密合約，如有違反保密義務者，將會受到相關的法律處分。
- 如因業務需要有必要委託其他單位提供服務時，本App亦會嚴格要求其遵守保密義務，並且採取必要檢查程式以確定其將確實遵守。
四、網站對外的相關連結
本App的網頁提供其他網站的網路連結，您也可經由本App所提供的連結，點選進入其他網站。 但該連結網站不適用本App的隱私權保護政策，您必須參考該連結網站中的隱私權保護政策。
五、與第三人共用個人資料之政策
本App絕不會提供、交換、出租或出售任何您的個人資料給其他個人、團體、私人企業或公務機關，但有法律依據或合約義務者，不在此限。 前項但書之情形包括不限於：
- 經由您書面同意。
- 法律明文規定。
- 為免除您生命、身體、自由或財產上之危險。
- 與公務機關或學術研究機构合作，基於公共利益為統計或學術研究而有必要，且資料經過提供者處理或蒐集著依其揭露管道無從識別特定之當事人。
- 當您在App裏的行為，違反服務條款或可能損害或妨礙App與其他使用者權益或導致任何人遭受損害時，經App管理組織研析揭露您的個人資料是為了辨識、聯絡或採取法律行動所必要者。
- 有利於您的權益。
- 本App委託廠商協助蒐集、處理或利用您的個人資料時，將對委外廠商或個人善盡監督管理之責。
六、隱私權保護政策之修正
本App隱私權保護政策將因應需求隨時進行修正。
七、版權歸屬
- 本應用程式中使用的圖示由 www.flaticon.com 的多位作者提供。具體如下：
- "圖示由 smashingstocks perfect, wanicon, mangsaabguru, Freepik, iconixar, justicon, Icon Place, AmethysDesign, ranksol graphics, fancyKeith graphics, murmur graphics 製作，來自 www.flaticon.com"
八、付費內容之提供及使用
- 本App使用的金流服務屬第三方服務，如使用該金流服務進行產品之訂閱或購買，即代表本App使用者已先行詳細參閱並同意該金流服務所提供之相關使用規範及規定。本App使用者進行消費時如係使用信用卡支付，將由金流服務商紀錄消費資訊。因此就前述第三方金流服務有任何效能、服務品質或付款問題時，本App對此不負任何擔保責任。
- 本App使用者欲購買訂閱方案或課程方案，並於結帳頁面確認購買的產品資訊，點選「確認付款」後，表示同意購買及願以電子文件作為表示方式，本契約即成立生效。
- 本App及本App授權之人皆不對任何在本服務過程中所接觸到的個人、法人以及其他團體做任何擔保，包括但不限於數位內容或實體內容的完成、運送、服務、任何與本App及本服務無關的條款規定以及保固和保證等。